BAD CREDIT - NO CREDIT NEEDED

(Online Applications)

Requirements:

  • 3 Months of history with current employer or current source of income.
  • Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
  • No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
  • Must be 18 years or older to apply and must have a valid SSN or ITIN.

$39 to $54 processing fee at time of purchase (Credit or Debit Card).

Snap Finance will setup an auto draft for 12 months. However, if you want to pay it off in 100 days same as cash.

Once you complete the Snap Finance Online Application, you will get an answer instantly.

 

Progressive Leasing:

 

Kornerstone:   

 

PREFEREED LEASING

Apply For Lease

West Creek Financing:

  

UOWN LEASING
UOWN LEASING

 

 American First Finance

American First Finance - Total Furniture

GOOD CREDIT – GREAT CREDIT

Synchrony Financial  (In-store Application)

  • Up to 12 months interest-free financing
  • Subject to credit check
  • Requires great/good credit score
  • Stop by our store for more details and application.

 

LAYAWAY PROGRAM

Join our Layaway Program! We offer a 90-day layaway program with a 30% deposit. The amount owing after the deposit will be divided into 3 payments which must be made every month. Visit our store for more details about our Layaway Program.

 

Klarna

 Shop now, pay later with Klarna!

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want. It’s smooth and simple Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

You shop, you choose how to pay.

4 interest-free installments

Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

Monthly Financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna customer service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.